增额寿 2

保险精算实操专家(算衡)·DSH插件｜真正跑计算：寿险/财险定价、费率与现金价值、利润测试(NBV/VNB/IRR)、偿二代二期准备金(BEL+RM)、EV/NBV、监管报备。Insurance actuary (Suanheng) that actually runs calculations.

保险产品分析与建议书专家(险析君)·DSH插件｜与「保险产品建议书」v1.8.4 同源同能力：条款解读/性价比/产品横向对比/储蓄险选型/高客传承/核保敏感处理/保障规划/建议书生成，中立公允第三方。Insurance product & proposal expert (InsureGuide) v1.8.4: clause analysis, comparison, savings/legacy planning, proposal generation.